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health care providers

The health care industry is one of the most lucrative around these days as health insurance premiums continue to skyrocket. With so many options from which to choose from, the process of selecting a provider can at times be a burdensome proposition.

There are a number of different companies that provide insurance coverage for individuals, families, and small groups. It is important to do an adequate amount of research before decided on any one company. The following are a few of the more common choices when it comes to health care.

Aetna US Healthcare (www.Aetna.com)

Aetna US Healthcare has been providing insurance services for over 150 years. Aetna's dedication to providing its customers with safe, affordable health insurance places it amongst the most respected health care providers on the market. Aetna offers two Medicare insurance programs in addition to small group insurance plans such as; Indemnity, PPO, POS, HMO, and pharmacy plans.

Blue Cross (www.bcbs.com)

Blue Cross has been providing families with quality health insurance for over 70 years. Blue Cross is a consumer health advocate with the public interest as its driving force. They offer PPO and HMO medical insurance plans for individuals and families, Medicare plans, in addition to several small group insurance plans including PPO, POS, and HMO.

Blue Shield (www.bcbs.com)

Blue Shield, like Blue Cross, has been providing quality health insurance for more than 70 years. Blue Shield offers PPO and HMO medical insurance plans for individuals and families, Medicare plans (Blue Shield 65 plus Medicare + Choice HMO), in addition to several small group plans including: PPO, POS, and HMO.

Cigna (www.cigna.com)

Cigna Healthcare offers its customers customized health care plans that are molded to the unique needs of you or your company, whilst at the same time allowing the flexibility that is needed in what is a constantly changing industry. Cigna offers several small group insurance plans including: PPO, POS, HMO, and pharmacy.

United Health Care (www.unitedhealthcare.com)

United Health Care is a relatively young company compared to the rest, having its origins in 1984. In most traditional health insurance plans, a referral is needed by a Primary Care Physician (PCP) in order to see a specialist. United Health Care changed that, introducing an Open Access or "non-gatekeeper" plan that allows patients to have direct access to the needed specialist. Because of this, they are seen as an innovative company. They offer several small group insurance plans including: PPO, POS, HMO, and pharmacy.

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